The BMO Blue Rewards Mastercard®* has no annual fee, making it risk-free to hold. It comes with a welcome bonus of 20,000 points. You earn 1x on groceries and 0.5x at restaurants.

Annual Fee
$0
Base Rewards Rate
0.5x

Blue Rewards

Our valuation
Welcome Bonus
20,000 points

Ends Oct 31, 2026

Pros

  • No annual fee
  • Welcome bonus of 20,000 points

Cons

  • Fewer premium perks
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