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ManulifeMONEY+ Visa Platinum Card

ManulifeMONEY+ Visa Platinum Card

Banque ManuvieCash Back
Apply Now

on Banque Manuvie's website

Annual Fee
$0
Welcome Bonus
—
Bonus Value
—
Estimated value
1st Year Value
$276

Pros & Cons

Pros

  • +Purchase protection included
  • +No annual fee

Cons

  • –Foreign Transaction Fee (2.5%)

Our Review

The ManulifeMONEY+ Visa Platinum Card is a no-annual-fee cash-back card from Manulife. It rewards your grocery spending in particular while staying simple to use day to day.

You earn 2% cash back at grocery stores and 0.5% on all your other purchases. The card also offers a promotional interest rate of 1.99% on balance transfers for the first six months. The minimum personal income required is $15,000.

The annual interest rate is 19.99% on purchases and 21.99% on cash advances. A 2.5% foreign transaction fee applies to purchases made in a foreign currency.

Rewards

All Spending

0.5x

Cash Back pts per dollar

Groceries

2x

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

Groceries2.00%
$700/month
Gas & EV0.50%
$200/month
Transit0.50%
$100/month
Restaurants0.50%
$300/month
Pharmacy0.50%
$50/month
Travel0.50%
$150/month
Bills & recurring payments0.50%
$250/month
Telecom0.50%
$150/month
Entertainment & streaming0.50%
$100/month
Office supplies0.50%
$0/month
All other spending0.50%
$500/month

Cashback earned

$276

$/yr

Estimated Value

$276

After Fees

+$276

1st Year Value

$276

incl. welcome bonus

Annual rewards breakdown

Groceries$8,400/yr × 2.00%$168
Gas & EV$2,400/yr × 0.50%$12
Transit$1,200/yr × 0.50%$6
Restaurants$3,600/yr × 0.50%$18
Pharmacy$600/yr × 0.50%$3
Travel$1,800/yr × 0.50%$9
Bills & recurring payments$3,000/yr × 0.50%$15
Telecom$1,800/yr × 0.50%$9
Entertainment & streaming$1,200/yr × 0.50%$6
All other spending$6,000/yr × 0.50%$30
Total annual spend$30,000
Monthly spend$2,500
Average earn rate on spend per year0.92%
Total cashback earned$276

Purchase Protection

✓

Purchase Protection

Included

✓

Extended Warranty

+1 year(s)

Interest Rates

  • Purchase Rate
    19.99%
  • Cash Advance
    21.99%
  • Balance transfer rate
    21.99%
  • Balance Transfer Promo

    Intro period: 6

    1.99%
  • Foreign Transaction Fee
    2.5%

Eligibility

Personal Income

$15,000

Household Income

$15,000

Terms & Conditions

Card Features

  • 2% cash back at grocery stores
  • 0.5% on everything else
  • 1.99% interest rate on balance transfers during the first six months

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Noovo Moi may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Banque Manuvie. All trademarks are property of their respective owners.