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Pros & Cons

Pros

  • +Purchase protection included
  • +No annual fee

Cons

  • Foreign Transaction Fee (2.5%)

Our Review

The RBC RateAdvantage Visa Card is a low-interest card with no annual fee. It is built around a low variable interest rate, which makes it a relevant option if you tend to carry a balance from month to month and want to limit the interest you pay.

The interest rate on purchases is variable and tracks the prime rate, and there is no annual fee to pay.

A 2.5% foreign transaction fee applies to purchases made in a foreign currency.

Purchase Protection

Purchase Protection

Included

Extended Warranty

+1 year(s)

Terms & Conditions

Card Features

  • Benefit from a low variable interest rate
  • Pay no annual fee

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Noovo Moi may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 RBC. All trademarks are property of their respective owners.