Pros & Cons
Pros
- +Purchase protection included
Cons
- –Foreign Transaction Fee (2.5%)
Our Review
The RBC U.S. Dollar Visa Gold Card is aimed at people who regularly spend in U.S. dollars and want to avoid daily currency fluctuations. Your transactions are settled directly in U.S. dollars.
You earn 1 RBC Rewards point for every dollar you spend, redeemable through the RBC Rewards program. The annual fee is US$65.
The annual interest rate is 20.99% on purchases and 22.99% on cash advances.
Rewards
All Spending
1x
RBC Avion Rewards - Premium pts per dollar
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See how much you could earn with this card based on your spending.
Points Earned
30,000
RBC Avion Rewards - Premium/yr
Estimated Value
$450
After Fees
+$385
1st Year Value
$385
incl. welcome bonus
Annual rewards breakdown
Travel Insurance
Trip Cancellation
Up to $2,500
Trip Interruption
Up to $2,500
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Auto Rental
Up to $65,000 / 48 days
Interest Rates
- Purchase Rate20.99%
- Cash Advance22.99%
- Cash advance rate (Quebec)21.99%
- Balance transfer rate22.99%
- Balance transfer rate (Quebec)21.99%
- Foreign Transaction Fee2.5%
Terms & Conditions
Card Features
- Earn 1 RBC Rewards point for every dollar you spend
- Trade in US dollars – avoid daily currency fluctuations
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Noovo Moi may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 RBC. All trademarks are property of their respective owners.