Pros & Cons
Pros
- +Purchase protection included
- +No annual fee
Cons
- –Foreign Transaction Fee (2.5%)
Our Review
The RBC Visa Platinum Card is a no-annual-fee credit card built for simple everyday use. It gives you emergency travel assistance and RBC’s core services, with no annual fee to pay.
It is an entry-level option that fits if you want a reliable, low-cost Visa card with no complex rewards program to manage.
The annual interest rate is 20.99% on purchases and 22.99% on cash advances. A 2.5% foreign transaction fee applies to purchases made in a foreign currency.
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Auto Rental
Up to $65,000 / 48 days
Interest Rates
- Purchase Rate20.99%
- Cash Advance22.99%
- Cash advance rate (Quebec)21.99%
- Balance transfer rate22.99%
- Balance transfer rate (Quebec)21.99%
- Foreign Transaction Fee2.5%
Terms & Conditions
Card Features
- Take advantage of emergency travel assistance
- Pay no annual fee
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Noovo Moi may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 RBC. All trademarks are property of their respective owners.