The Capital One Smart Rewards™ Mastercard® has no annual fee, making it risk-free to hold. You earn 0x on groceries and 0x at restaurants.
- Annual Fee
- $0
- Rewards rate
- 0x
- Welcome Bonus
- —
- 1st Year Value
- —
Pros
- No annual fee
Cons
- No welcome bonus
- Modest reward rates




